What exactly do you know?! Earlier today, a thunder and snowstorm with lightning hit the northeastern US states.

In terms of damages, the combination of natural forces is an extremely uncommon occurrence that can have serious repercussions for homeowners and owners of commercial property. Additionally, lightning can endanger both people and animals at any time of the year when it sends electric streaks from heaven to earth.

Scientific definitions of lightning state that it is Mother Nature’s flash of electricity that happens between a cloud or clouds and the earth during a thunderstorm. It’s important to take lightning seriously. It is a deadly disease that kills about 60 people yearly across the US. Furthermore, lightning can reach 50,000 degrees Fahrenheit, giving it the power to start fires in buildings like homes and businesses if it strikes a target that is sufficiently flammable.

Fortunately for the homeowner, the majority of typical home insurance policies do cover the damages that result from a lightning strike. The situation with auto damage is different. Both liability and collision insurance will not pay out for any vehicle losses sustained as a result of a lightning strike. Only a comprehensive auto policy will make up for the lightning damage.

10 Ways to Keep Away from a Lightning Strike’s Danger

Should you be caught in a thunderstorm while you are outdoors, do the following as soon as possible:

• Enter a structure that is suitable for habitation.

• Get inside a vehicle.

• Avoid open fields, the tops of hills, tall trees that are standing alone, touching water or wet objects, especially rope and metal objects, to reduce your risk if you can’t find a safe place to hide.

If you are inside a home or building during the storm:

• Do not handle corded phones.

• Do not touch any electrical items, such as cords or TVs or computers.

• Avoid washing your hands or doing dishes with the water from your faucets.

• Avoid taking a bath or a shower.

• Avoid touching any windows, doors, porches, or metal pipes.

• Never touch or otherwise interact with surfaces made of concrete.

• After the storm, you should wait at least 30 minutes before you leave the building.

If you are in a car during a storm, pull over to the side, stop, turn on your hazard lights, turn off the engine, and avoid touching any metal while you are inside. Do not move forward until thirty minutes have passed since the last thunderclap, even if it has stopped.

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